$350 BONUS: Head to https://chime.com/wendover for up to $350 and 3.75% APY on Savings with Chime® Thanks Chime for sponsoring this video!

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Writing by Sam Denby, Tristan Purdy, and Christine Benedetti

Editing by Alexander Williard

Animation by Sara Stoltman, Gabriel Ferreras, Austin Glass, and Kate Ermolenkko

Sound by Manni Simon and Dony Bullen

Thumbnail by Simon Buckmaster

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$350 Intro Offer: Terms apply, must open the new account and complete qualifying activities to earn up to $350.00 in rewards. Link to full terms can be found at https://www.chime.com/join/promos/intro-offer-v2b/#terms

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9x national average: Comparison to national average rate on the FDIC's National Rates and Rate Caps website, as of 07/13/2026.

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